German gross-to-net salary calculator 2026
Enter your gross salary and tax class to see your estimated take-home pay with 2026 values. Optionally, check roughly whether your income is enough to bring your family.
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- Data stays on your device
1Salary and tax details
Tax class (Steuerklasse)
I: single · II: single parent · III/IV: married. For V and VI use the official BMF calculator.
2Family reunification (optional)
Estimated net salary per month
2,333.25 €
About 67% of gross · per year ≈ 27,999.00 €
- Gross
- 3,500.00 €
- Income tax (Lohnsteuer)
- − 405.50 €
- Solidarity surcharge
- − 0.00 €
- Church tax
- − 0.00 €
- Pension insurance
- − 325.50 €
- Unemployment insurance
- − 45.50 €
- Health insurance
- − 306.25 €
- Long-term care insurance
- − 84.00 €
- Net
- 2,333.25 €
Estimate
A simplified calculation with 2026 values; your real payslip may differ by a few euros. Reading your payslip: German payslip explained. Last updated: 29 September 2026.
- § 32a EStG – Einkommensteuertarif (2026)
- BMF – Die wichtigsten steuerlichen Änderungen 2026
- Bundesregierung – Beitragsbemessungsgrenzen 2026
- BMG – Beiträge der gesetzlichen Krankenversicherung
- DRV – Beitragszuschlag/-abschlag in der Pflegeversicherung
- Bundesagentur für Arbeit – Kindergeld 2026
- Bundesregierung – Regelbedarfe 2026
- BMF – Offizieller Lohnsteuerrechner
How the calculation works
- Income tax follows the 2026 tariff (§ 32a EStG); social contributions use the 2026 rates and ceilings.
- The family check compares your income with the Bürgergeld needs (Regelbedarf 2026) and rent, as immigration offices usually do.
- Everything you enter stays in your browser; nothing is stored or sent.
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All tools run entirely in your browser. We don't store or transmit anything you enter.
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